Financial Disclaimer

Not an Investment Adviser

Keirova is a financial data and educational platform. We are not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC) or any state securities authority. We are not a broker-dealer registered with FINRA or the SEC. We are not a financial planner, financial consultant, or any other type of licensed financial professional.

The content on Keirova — including market data, charts, technical indicators, analyst ratings, AI-generated summaries, options data, and all other information — is provided for general educational and informational purposes only. It does not take into account your individual financial situation, investment objectives, risk tolerance, time horizon, tax situation, or any other personal factors relevant to investment decisions.

No Investment Recommendations

Nothing on Keirova constitutes a recommendation, solicitation, or offer to buy or sell any security, financial instrument, or investment product. Any reference to specific securities, companies, or investment strategies is for illustrative and educational purposes only and should not be interpreted as a recommendation.

Technical indicators, chart patterns, analyst ratings, and other analytical tools displayed on the Platform are provided as educational tools to help users understand market data. They are not predictive of future price movements and should not be used as the sole basis for any investment decision.

AI-Generated Analysis Disclaimer

The AI Analysis feature on the Stock Deep-Dive page generates automated summaries of market data and technical indicators using artificial intelligence language models. These summaries:

• Are generated by automated systems and may contain errors, inaccuracies, or outdated information
• Do not constitute investment advice or recommendations
• Are not reviewed or verified by licensed financial professionals
• May not reflect current market conditions at the time of viewing
• Should not be relied upon as the basis for any investment decision

AI-generated content is provided "as is" without warranty of any kind. Keirova expressly disclaims all liability for any investment decisions made based on AI-generated content.

Paper Trading Simulator Disclaimer

The Keirova Paper Trading Simulator is a simulated trading environment for educational purposes only. It is designed to help users practice trading strategies without financial risk. The simulator:

• Uses virtual currency with no real monetary value
• Does not execute real securities transactions
• Does not involve real brokerage accounts
• Does not guarantee that simulated results will be replicated in real trading
• Does not account for real-world factors such as market impact, slippage, liquidity, commissions, or taxes

Day-Trading Risk Warning: Day trading involves significant financial risk. Studies consistently show that the majority of day traders lose money. Day trading requires substantial knowledge, experience, capital, and risk tolerance. The fact that you can simulate day trading on this Platform does not mean that day trading is appropriate for you or that you will be successful at it with real money.

Market Data Accuracy

Market data displayed on Keirova may be delayed by 15 minutes or more. We make no warranty as to the accuracy, completeness, timeliness, or fitness for any particular purpose of any market data displayed on the Platform. Market data is sourced from third-party providers and may contain errors or omissions.

You should not rely on data from Keirova for actual trading decisions. For real-time, accurate market data for actual trading, you should use data from your licensed broker or a licensed market data provider.

Investment Risk

All investment involves risk. The value of investments can go down as well as up, and you may receive back less than you invest. Past performance of any security, index, strategy, or investment product is not a guarantee or reliable indicator of future results.

Specific risks associated with investing include, but are not limited to:

• Market risk: The value of investments may decline due to general market conditions
• Liquidity risk: Investments may be difficult to sell at a fair price
• Concentration risk: Investing heavily in a single security or sector increases risk
• Options risk: Options are complex instruments that can result in the total loss of invested capital
• Leverage risk: Using leverage amplifies both gains and losses
• Volatility risk: Markets can be highly volatile, especially in the short term

Consult a Professional

Before making any investment decisions, you should consult with a qualified, licensed financial professional who can evaluate your specific financial situation, investment objectives, and risk tolerance. A licensed financial adviser can provide personalized advice that takes into account your complete financial picture.

You can find a licensed financial adviser through resources such as:

• FINRA BrokerCheck (brokercheck.finra.org) — verify broker and adviser credentials
• SEC Investment Adviser Public Disclosure (adviserinfo.sec.gov) — search registered investment advisers
• CFP Board (cfp.net) — find Certified Financial Planners
• NAPFA (napfa.org) — find fee-only financial advisers

Limitation of Liability

To the maximum extent permitted by applicable law, Keirova, its officers, directors, employees, agents, and licensors shall not be liable for any investment losses, trading losses, or other financial damages arising from your use of or reliance on any information, data, analysis, or tools provided through the Platform.

Your use of the Platform and any investment decisions you make based on information from the Platform are entirely at your own risk.